Real Estate agent Assignment Help

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Real Estate agent Assignment Help



Assignment 1 Case study 1 
Borrower’s details
 Andrew Bisset, Real Estate agent for over 20 years and Jane Bisset
Andrew Bisset together with his wife owns 6 shops and own the shopping centre under the Bisset Family Trust. Five shops are rented out and the sixth one is self-occupied for real estate business.
Loan purpose 
The purpose is to acquire 3000m2 of land near the existing shopping centre and hold land for 1-2 years pending rezoning.
Facility details 
The facility is previously used as a State Government Health and Dental Centre. It is earmarked as future ‘commercial’ use in the recently released Town Planning Scheme by the local council.
Funds position 
Mr. Andrew wishes to raise the total purchase price and $25000 for stamp duty, financing and conveying costs. 
Servicing capacity 
Andrew has various source of income such as, rental income and partnership income to contribute to the servicing capacity.
Mr. Andrew is offering both the land and the existing shopping centre as security for the loan.
Risk Assessment and Management 
Risk of default in the payment of obligation is already considered in the loan agreement.  
It is recommended that loan should be approved and a fixed percentage of loan amount should be kept with the lending institution as Reserve.



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