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Public relation is considered as the distinctive management strategy of an organization or firm, which helps to build a strong relationship between the public and the organization. In order to manage a strong brand image of the organization, maintenance of public relation of the organization plays a crucial role.

This course study demonstrates the issue rose in the CommInsure branch of insurance of Commonwealth Bank. This study highlights the problematic issues raised in the organization, which drastically changed the public relation practice of CommInsure insurance branch of Commonwealth Bank, in a negative manner. This disquisition focuses on the issue analysation, raised in the insurance branch, where it focuses on the reasons behind the raising of scandal.

This discourse evaluates different public relations theory and practices, which could have been approached by the CommInsure, in order to gain strong relationship with the public and their customers. This critique manifest recommendations on the theory of public relation practices, which can be approached by organizations, in order to, gain strong brand image, with reference to positive image in public. This study demonstrates the disadvantages of public relation practices, in a negative manner, with the case study of CommInsure branch of the Commonwealth Bank. This discourse analyses the influence of public relation practices in the organizations.


The performance of Australian securities and investment has uncovered the misconduct by the financial planner of the insurance branch of CommInsure of Commonwealth Bank of Australia. An enquiry of Senate was established in the Performance of Australian Securities and Investment for the Commonwealth Bank practices, which has found the misconducts by the employees of CommInsure branch of Commonwealth Bank, in Australia.

The four corners program has ensured the unethical practices within the Commonwealth Bank, where the arm of Commonwealth Bank, CommInsure refused the insurance claims, claimed by the customers and the public.

In the view of a report, from an investigation, it has been found that, the insurers from CommInsure branch of the Commonwealth Bank, used to refuse the insurance claims, made by the clients and customers, in case of serious and dying patients (news.com.au. 2017). The investigation of Four program has explored that the CommInsure branch of the Commonwealth bank, used to define with wrong medical definitions, in case of Heart Attacks, and other critical serious diseases of the client's,  in order to refuse the claims made by the customers.

The investigation report of the Australian Security and Investment Commission,  has stated the practices and definitions made by the CommInsure branch of the Commonwealth Bank, to be outdated and were not based on the Australian Community expectations (The Conversation, 2016). However, in the view of ABC (2017), the definitions which were made by the CommInsure were not wrong, but were outdated, which cannot be used, in the present era and scenes.

The CommInsure scandal has been exposed, when the chief medical officer of CommInsure had claimed that, he was fired based on the claim of sending the private and confidential information of the organization, unethically. The chief medical officer of CommInsure has claimed that the CommInsure branch of Commonwealth branch always used the outdated definitions for the claims of serious and critical legitimate claims with reference to delaying of other claims, in order to minimize the potential payouts of the clients (CNBC, 2017).

Based on the claim of the chief medical officer of CommInsure, the branch managed them by claiming that the chief medical officer of the CommInsure has sent the confidential information and messages through the personal email account. However, on the other hand, the CEO of Commonwealth Bank had stated that some cases were handled disappointedly (The Conversation, 2016).

Apart from the claim, made by the chief medical officer of the CommInsure, several other cases have highlighted the negative public relation practices in the CommInsure branch of the Commonwealth Bank, in Australia.

One of the case, which highlighted the CommInsure scandal of the Commonwealth Branch was a claim filed by one of the employee of the CommInsure branch of the Commonwealth Bank. The Employee, namely Helen Polydoropoulos has worked as the customer service representative, in the CommInsure branch. She had retired, based on the ill-health, by the Commonwealth Bank, and was advised to claim for the total and permanent disability. However, the claim filed by the employees, got rejected by the Insurance branch of Commonwealth Bank, claiming that the employee was fit to work, thus would not be facilitated with the insurance claim.

With the financial crisis, with reference to the diagnosis, continuously for four years, her health was deteriorated, and thus caused poor economical situation. The concerned employees had become homeless with the adaptation of critical situation of depression.  As the insurance branch of the Commonwealth Bank has rejected her claims for the insurance, thus, she was not supported by the CommInsure. However, on the other hand, the investigation, done by the Four Corner program, the insurance branch CommInsure of Commonwealth Bank had settled to an agreement for Helen Polydoropoulos (ABC, 2017).

With the several cases and claims of the clients, in order of rejection of their insurance claims by the CommInsure of the Commonwealth Bank, the organization had basically been accused of the rejection of claims by the clients, in order to not payout for the concerned claims. As stated in the ABC (2017), the CommInsure branch of the Commonwealth Bank had not been found to breach the laws based on the investigation done by ASIC, however, the organization has claimed that, the CommInsure should have treated their clients and customers in a proper 

Reference List

ABC. (2017). ASIC's CommInsure report finds no breaches of the law. Retrieved 7 September 2017 from, http://www.abc.net.au/news/2017-03-23/corporate-regulator27s-report-into-comminsure-finds-no-breach/8380494

ABC. (2017). CommInsure: Who's who in the Commonwealth Bank's life insurance scandal? Retrieved 10 September 2017 from, http://www.abc.net.au/news/2016-03-07/comminsure-scandal-whos-who-four-corners/7226576

Business Insider. (2016). The CommInsure scandal highlights a conflict at the heart of all insurance. Retrieved 12 September 2017 from, http://www.businessinsider.com/the-comminsure-scandal-highlights-a-conflict-at-the-heart-of-all-insurance-2016-3?IR=T

CNBC. (2017). Australia's largest bank was just accused of ignoring money laundering — that may hurt its peers. Retrieved 8 September 2017 from, https://www.cnbc.com/2017/08/04/australias-banks-may-get-raked-over-coals-after-allegations-commonwealth-bank-turned-blind-eye-to-money-laundering-rules.html

Dozier, D. M., Grunig, L. A., & Grunig, J. E. (2013). Manager's guide to excellence in public relations and communication management. Abingdon: Routledge. Retrieved 9 September 2017 from, https://books.google.co.in/books?hl=en&lr=&id=VReOAQAAQBAJ&oi=fnd&pg=P



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